1. Deeply understand the credit business processes, analyze business requirements, effectively identify risk points, and design scalable risk control products to efficiently support business development and achieve risk control objectives.
2. Responsible for the construction of the risk control system, completing system function design, product prototypes, and requirement documentation, and driving implementation.
3. Continuously monitor and iterate the core risk control systems, including credit pre-approval, mid-term management, and post-loan collection.
4. Lead projects, facilitate cross-team communication, coordinate resources, and be accountable for project outcomes.

1. Bachelor's degree or above, with more than 5 years of experience in mid- and back-end product planning in banks, consumer finance companies, or internet finance companies, and a certain understanding of credit risk control systems;
2. Familiar with the online/offline processes of risk control strategies and have work experience with decision engines, audit platforms, collection platforms, or related risk control systems;
3. Possess certain data analysis capabilities and have a good understanding of technology and algorithms;
4. Have good communication and coordination skills, strong team cooperation ability, and strong resistance to pressure;
5. Good English listening, speaking, reading, and writing skills, with English as a working language.